* {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
        }

        body {
            font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
            line-height: 1.6;
            color: #333;
        }

        .container {
            max-width: 1200px;
            margin: 0 auto;
            padding: 10px 20px;
        }

        /* Header */
        header {
            background: #fff;
            box-shadow: 0 2px 10px rgba(0,0,0,0.1);
            position: fixed;
            width: 100%;
            top: 0;
            z-index: 1000;
        }

        nav {
            display: flex;
            justify-content: space-between;
            align-items: center;
            padding: 1rem 0;
        }

        .logo {
            font-size: 1.8rem;
            font-weight: bold;
            color: #2c3e50;
        }

        .nav-menu {
            display: flex;
            list-style: none;
            gap: 2rem;
        }

        .nav-menu a {
            text-decoration: none;
            color: #333;
            font-weight: 500;
            transition: color 0.3s;
        }

        .nav-menu a:hover {
            color: #ff6b6b;
        }

        .cta-button {
            background: linear-gradient(45deg, #ff6b6b, #feca57);
            color: white;
            padding: 0.8rem 2rem;
            border: none;
            border-radius: 25px;
            font-weight: bold;
            cursor: pointer;
            transition: transform 0.3s;
        }

        .cta-button:hover {
            transform: translateY(-2px);
        }

        /* Hero Section */
        .hero {
            background: linear-gradient(rgba(255, 107, 107, 0.9), rgba(254, 202, 87, 0.9)), url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1200 600"><rect fill="%23e3f2fd" width="1200" height="600"/><circle fill="%234198db" opacity="0.3" cx="200" cy="150" r="100"/><circle fill="%23ff6b6b" opacity="0.2" cx="1000" cy="400" r="150"/><path fill="%23feca57" opacity="0.1" d="M0 500 Q300 400 600 500 T1200 500 L1200 600 L0 600 Z"/></svg>');
            min-height: 100vh;
            display: flex;
            align-items: center;
            text-align: center;
            color: white;
            padding-top: 80px;
        }

        .hero h1 {
            font-size: 3.5rem;
            margin-bottom: 1rem;
            animation: fadeInUp 1s ease;
        }

        .hero p {
            font-size: 1.3rem;
            margin-bottom: 2rem;
            max-width: 900px;
            margin-left: auto;
            margin-right: auto;
            animation: fadeInUp 1s ease 0.2s both;
        }

        .hero-buttons {
            display: flex;
            gap: 1rem;
            justify-content: center;
            flex-wrap: wrap;
            animation: fadeInUp 1s ease 0.4s both;
        }

        .btn-primary {
            background: white;
            color: #ff6b6b;
            padding: 1rem 2.5rem;
            border: none;
            border-radius: 30px;
            font-weight: bold;
            cursor: pointer;
            transition: all 0.3s;
        }

        .btn-primary:hover {
            transform: translateY(-3px);
            box-shadow: 0 10px 25px rgba(0,0,0,0.2);
        }

        .btn-secondary {
            background: transparent;
            color: white;
            padding: 1rem 2.5rem;
            border: 2px solid white;
            border-radius: 30px;
            font-weight: bold;
            cursor: pointer;
            transition: all 0.3s;
        }

        .btn-secondary:hover {
            background: white;
            color: #ff6b6b;
        }

        /* Sections */
        section {
            padding: 80px 0;
        }

        .section-title {
            text-align: center;
            font-size: 2.5rem;
            margin-bottom: 3rem;
            color: #2c3e50;
        }

        /* About Section */
        .about {
            background: #f8f9fa;
        }

        .about-content {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 4rem;
            align-items: center;
        }

        .about-text h2 {
            font-size: 2.2rem;
            margin-bottom: 1.5rem;
            color: #2c3e50;
        }

        .about-features {
            list-style: none;
        }

        .about-features li {
            padding: 0.8rem 0;
            font-size: 1.1rem;
        }

        .about-features i {
            color: #ff6b6b;
            margin-right: 1rem;
            width: 25px;
        }

        /* Insurance Plans */
        .plans-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
            gap: 2rem;
        }

        .plan-card {
            background: white;
            padding: 2.5rem 2rem;
            border-radius: 15px;
            box-shadow: 0 10px 30px rgba(0,0,0,0.1);
            text-align: center;
            transition: all 0.3s;
            height: 100%;
        }

        .plan-card:hover {
            transform: translateY(-10px);
            box-shadow: 0 20px 40px rgba(0,0,0,0.15);
        }

        .plan-icon {
            font-size: 3rem;
            margin-bottom: 1.5rem;
        }

        .plan-card h3 {
            font-size: 1.5rem;
            margin-bottom: 1rem;
            color: #2c3e50;
        }

        /* Why Choose Us */
        .features-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
            gap: 2rem;
            text-align: center;
        }

        .feature-item {
            padding: 2rem;
        }

        .feature-item i {
            font-size: 3rem;
            color: #ff6b6b;
            margin-bottom: 1rem;
        }

        /* Testimonials */
        .testimonials {
            background: linear-gradient(135deg, #2a9d8f 0%, #264653 100%);
            color: white;
        }

        .testimonials-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
            gap: 2rem;
        }

        .testimonial {
            background: rgba(255,255,255,0.1);
            padding: 2rem;
            border-radius: 15px;
            text-align: center;
            backdrop-filter: blur(10px);
        }

        .stars {
            color: #ffd700;
            font-size: 1.2rem;
            margin-bottom: 1rem;
        }

        .author {
            font-weight: bold;
            margin-top: 1rem;
            color: #ecf0f1;
        }

        /* Forms */
        .form-section {
            background: #f8f9fa;
        }

        .form-container {
            max-width: 600px;
            margin: 0 auto;
            background: white;
            padding: 3rem;
            border-radius: 15px;
            box-shadow: 0 15px 35px rgba(0,0,0,0.1);
        }

        .form-group {
            margin-bottom: 1.5rem;
        }

        .form-group label {
            display: block;
            margin-bottom: 0.5rem;
            font-weight: 600;
            color: #2c3e50;
        }

        .form-group input,
        .form-group select,
        .form-group textarea {
            width: 100%;
            padding: 1rem;
            border: 2px solid #e9ecef;
            border-radius: 10px;
            font-size: 1rem;
            transition: border-color 0.3s;
        }

        .form-group input:focus,
        .form-group select:focus,
        .form-group textarea:focus {
            outline: none;
            border-color: #ff6b6b;
        }

        .form-message {
            display: none;
            padding: 1rem;
            border-radius: 10px;
            margin-top: 1rem;
            text-align: center;
            font-weight: bold;
        }

        .success-quote {
            background: #d4edda;
            color: #155724;
            border: 1px solid #c3e6cb;
        }

        .success-newsletter {
            background: #fff3cd;
            color: #856404;
            border: 1px solid #ffeaa7;
        }

        /* Newsletter */
        .newsletter {
            background: linear-gradient(135deg, #f093fb 0%, #f5576c 100%);
            color: white;
            text-align: center;
        }

        /* Footer */
        footer {
            background: #2c3e50;
            color: white;
            padding: 3rem 0 1rem;
        }

        .footer-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
            gap: 2rem;
            margin-bottom: 2rem;
        }

        .footer-section h3 {
            margin-bottom: 1rem;
            color: #ff6b6b;
        }

        .footer-section a {
            color: #bdc3c7;
            text-decoration: none;
            display: block;
            margin-bottom: 0.5rem;
            transition: color 0.3s;
        }

        .footer-section a:hover {
            color: white;
        }

        .footer-bottom {
            text-align: center;
            padding-top: 2rem;
            border-top: 1px solid #34495e;
            color: #bdc3c7;
        }

        /* Modal */
        .modal {
            display: none;
            position: fixed;
            z-index: 2000;
            left: 0;
            top: 0;
            width: 100%;
            height: 100%;
            background-color: rgba(0,0,0,0.5);
        }

        .modal-content {
            background-color: white;
            margin: 5% auto;
            padding: 2rem;
            border-radius: 15px;
            width: 90%;
            max-width: 500px;
            max-height: 80vh;
            overflow-y: auto;
        }

        .close {
            color: #aaa;
            float: right;
            font-size: 28px;
            font-weight: bold;
            cursor: pointer;
        }

        .close:hover {
            color: black;
        }

        /* Responsive */
        @media (max-width: 768px) {
            .nav-menu {
                display: none;
            }

            .hero h1 {
                font-size: 2.5rem;
            }

            .hero-buttons {
                flex-direction: column;
                align-items: center;
            }

            .about-content {
                grid-template-columns: 1fr;
                text-align: center;
            }

            .form-container {
                padding: 2rem;
            }
        }

        /* Animations */
        @keyframes fadeInUp {
            from {
                opacity: 0;
                transform: translateY(30px);
            }
            to {
                opacity: 1;
                transform: translateY(0);
            }
        }

        /* Scroll animations */
        .animate-on-scroll {
            opacity: 0;
            transform: translateY(50px);
            transition: all 0.6s ease;
        }

        .animate-on-scroll.animated {
            opacity: 1;
            transform: translateY(0);
        }